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The word times indicates multiplication.
\The word less than indicates difeerence and the symbol is (–).
\Thus "3t – 4" represents "4 less than the product of 3 and a number t"
\![\"\"](\"http://www.mathskey.com/userfiles/image/steps_images/solution.JPG\")
"3t – 4" represents "4 less than the product of 3 and a number t".